Get Free Money to Buy a House in Charlotte | Neighborhood Lift Program | Down Payment Assistance | Call Realtor Sir Ashley Harrison at 704-775-1236
The Housing Partnership is proud to be part of the NeighborhoodLIFT program in collaboration with Wells Fargo and NeighborWorks® America. Discover the possibilities of homeownership and find out if it’s right for you!
Provides eligible homebuyers with $15,000 in down payment assistance on qualified properties ($17,500 for veterans and service members, teachers, paraprofessionals, law enforcement officers, firefighters and emergency medical technicians).
Provides homebuyer education that will prepare you for finding and financing a home and for managing the financial responsibilities of homeownership.
What I love about this down payment assistance program is that it is NOT
limited to first-time buyers.
Borrowers’ annual income in combination with household size must be at or below the income limits set for the program in the Charlotte region.
Income limits are higher for military service members, veterans, law enforcement officers, Pre-K-12th grade teachers, firefighters and emergency medical technicians.
You do not need to pay back this down payment assistance if you live in the house for 5 years. Every year you live in the house, 20% is forgiven.
There are Income Limits but they are generous and I will link to this in the video description.
Properties qualified for the program must be:
1. Located in Mecklenburg, Gaston, Rowan, Cabarrus or Union County. .
2. The primary, owner-occupied home of the buyer(s).
3. A single-family home (attached or detached), 2-4 unit home, condominium, townhome, PUD, co-op, or qualified manufactured home.